New Medigap Medicare Supplement Plan B Beginning June 1st 2010 & Updated for 2011

2019 Medicare Supplement Plan Comparison.

Choose a letter to see the plan summary.

Modernized Plan B 2019
MEDICARE (PART A) - HOSPITAL SERVICES - PER BENEFIT PERIOD

* A benefit period begins on the first day you receive service as an inpatient in a hospital and ends after you have been out of the hospital and have not received skilled care in any other facility for 60 days in a row.

Service:

HOSPITALIZATION*
Semiprivate room and board, general nursing and miscellaneous services and supplies:

MEDICARE PAYS

PLAN PAYS

YOU PAY

First 60 days

All but $1364

$1364 (Part A Deductible)

61st through 90th day

All but $341 a day

$341 a day

91st day and after:

While using 60 lifetime reserve days

All but $682 a day

$682 a day

Once lifetime reserve days are used:

Additional 365 days

100% of Medicare Eligible Expenses

$0**

Beyond the Additional 365 days

All costs

Service:

SKILLED NURSING FACILITY CARE *
You must meet Medicare's requirements, including having been in a hospital for at least 3 days and entered a Medicare-approved facility within 30 days after leaving the hospital:

First 20 days

All approved amounts

21st through 100th day

All but $170.50 a day

Up to $170.50 a day

101st day and after

All costs

Service:

BLOOD

First 3 pints

3 pints

Additional amounts

100%

Service:

HOSPICE CARE
Available as long as you meet Medicare's requirements, your doctor certifies you are terminally ill and you elect to receive these services.

Outpatient Prescription Drugs

All but $5

Inpatient Respite Care

All but 5%

5% of Medicare's approved amount

**NOTICE: When your Medicare Part A hospital benefits are exhausted, the insurer stands in the place of Medicare and will pay whatever amount Medicare would have paid for up to an additional 365 days as provided in the policy's "Core Benefits." During this time the hospital is prohibited from billing you for the balance based on any difference between its billed charges and the amount Medicare would have paid.

Modernized Plan B 2019
MEDICARE (PART B) - MEDICAL SERVICES - PER CALENDAR YEAR*

* Once you have been billed $185 of Medicare-Approved amounts for covered services (which are noted with an asterisk), your Medicare Part B Deductible will have been met for the calendar year.

Service:

MEDICAL EXPENSES - In or Out of the Hospital and Outpatient Hospital Treatment,
such as Physician's services, inpatient and outpatient medical and surgical services and supplies, physical and speech therapy, diagnostic tests, durable medical equipment:

MEDICARE PAYS

PLAN PAYS

YOU PAY

First $185 of Medicare Approved Amounts*

$185 (Part B Deductible)

Remainder of Medicare Approved Amounts

Generally 80%

Generally 20%

Part B Excess Charges (Above Medicare Approved Amounts)

All costs

Service:

BLOOD

First 3 pints

All cost

Next $185 of Medicare Approved Amounts*

$185 (Part B Deductible)

Remainder of Medicare Approved Amounts

80%

20%

Service:

CLINICAL LABORATORY SERVICES

Blood tests for Diagnostic Services

100%

MEDICARE PARTS A & B

Service:

HOME HEALTH CARE
Medicare Approved Services:

MEDICARE PAYS

PLAN PAYS

YOU PAY

Medically necessary skilled care services and medical supplies

100%

Durable medical equipment:

First $185 of Medicare Approved Amounts*

$185 (Part B Deductible)

Remainder of Medicare Approved Amounts

80%

20%